I-OTP ayifiki: Izimbangela eziyi-12 ezijwayelekile nokulungiswa okuqondene nepulatifomu yemidlalo, i-fintech, namanethiwekhi omphakathi

Umhlahlandlela osebenzayo, oqhutshwa ubufakazi wokwenza amaphasiwedi wesikhathi esisodwa avele empeleni - yini ephukile, indlela yokuyilungisa (ngokushesha), nokuthi ungagcina kanjani ama-akhawunti asetshenziswe kabusha kuwo wonke amapulatifomu emidlalo, i-fintech, kanye nezinkundla zokuxhumana.

Ukufinyelela okusheshayo
TL; DR / Key Takeaways
Yenza ukulethwa kwe-OTP kuthembeke
Lungisa ngokushesha, isinyathelo ngesinyathelo
Amapulatifomu okudlala: Okuvame ukuphuka
Izinhlelo zokusebenza ze-Fintech: Lapho ama-OTP avinjelwe
Amanethiwekhi omphakathi: Amakhodi angalokothi ahlale
Khetha isikhathi sokuphila kwebhokisi lokungenayo esifanele
Gcina ama-akhawunti asetshenziswe kabusha
Xazulula izinkinga njenge-pro
Izimbangela eziyi-12 - Imephu Yokudlala / I-Fintech / Yezenhlalo
I-How-To - Run a Reliable OTP Session
Imibuzo Evame Ukubuzwa
Isiphetho - Umugqa Ophansi

TL; DR / Key Takeaways

• Izinkinga eziningi ze- "OTP ezingatholakalanga" zivela ekunciphiseni iwindi lokubuyisela, ukwehluleka komthumeli / i-auth, uhlu lwe-greylist lomamukeli, noma amabhlogo wesizinda.
• Sebenza ukugeleza okuhleliwe: vula ibhokisi lokungenayo → ucele → ulinde ama-60-90s → ukuthumela kabusha okukodwa → ujikeleze isizinda → ubhale ukulungiswa kwesikhathi esilandelayo.
• Khetha isikhathi sokuphila kwebhokisi lokungenayo elifanele: ibhokisi lokungenayo elilahlwayo elisheshayo lejubane ngokuqhathaniswa nekheli elisebenzisekayo (elinethokheni) lokuqinisekiswa kabusha kwesikhathi esizayo nokuhlolwa kwedivayisi.
• Ukusabalalisa ingozi ngokujikeleza kwesizinda emgogodleni ongenayo ohloniphekile; gcina iseshini engaguquguquki; Gwema ukushaya inkinobho yokuthumela kabusha.
• Nge-fintech, lindela izihlungi eziqinile; Yiba nokhiye wokubuyela emuva (osekelwe kuhlelo lokusebenza noma ukhiye wehadiwe) ulungele uma i-OTP ye-imeyili icindezelwe.

Yenza ukulethwa kwe-OTP kuthembeke

Ungaqala ngokuziphatha kwebhokisi lokungenayo kanye nezici zengqalasizinda ezithinta kakhulu ukuthi ikhodi ithunyelwa ngokushesha.

Ukulethwa kuqala ngaphambi kokuthi uchofoze 'Thumela ikhodi'. Sebenzisa ibhokisi lokungenayo elilula ukuthi izihlungi zamukele futhi okulula kuwe ukuqapha bukhoma. I-primer eqinile yisisekelo se-Temp Mail-ukuthi yini la mabhokisi okungenayo, asebenza kanjani, nokuthi imilayezo ivela kanjani ngesikhathi sangempela (bheka izisekelo ze-Temp Mail). Uma udinga ukuqhubeka (isb., Ukuhlolwa kwedivayisi, ukusetha kabusha iphasiwedi), sebenzisa kabusha ikheli lakho lesikhashana ngethokheni egciniwe ukuze amapulatifomu abone ikheli elifanayo kuwo wonke amaseshini (bheka 'Phinda usebenzise ikheli lakho lesikhashana').

Ingqalasizinda ibalulekile. Ama-backbones angenayo anedumela eliqinile (isib, izizinda ze-Google-MX) zivame ukunciphisa ukungqubuzana "komthumeli ongaziwa", ukusheshisa ukuzama kabusha ngemuva kohlu olumpunga, futhi kulondoloze ukungaguquguquki ngaphansi komthwalo. Uma ufuna ukwazi ukuthi kungani lokhu kusiza, funda le ncazelo yokuthi kungani i-Google-MX ibalulekile ekucubunguleni okungenayo (bheka ukuthi kungani i-Google-MX ibalulekile).

Imikhuba emibili yabantu yenza umehluko:

• Gcina ukubuka kwebhokisi lokungenayo kuvulekile ngaphambi kokucela i-OTP, ukuze ukwazi ukubona ukufika ngokushesha kunokuba uvuselele kamuva.
• Ungalihlonipha yini ifasitela lokuthumela kabusha? Amapulatifomu amaningi acindezela izicelo eziningi ezisheshayo; ikhefu lama-60-90s ngaphambi kokuthunyelwa kabusha kokuqala kuvimbela amaconsi athule.

Lungisa ngokushesha, isinyathelo ngesinyathelo

Ukulandelana okusebenzayo kokuqinisekisa ikheli lakho, ukugwema ukucindezeleka, nokubuyisa ukuqinisekiswa okunamathele.

1. Vula isibonakaliso sebhokisi lokungenayo esibukhoma. Qinisekisa ukuthi ungabuka imilayezo emisha ngaphandle kokushintsha izinhlelo zokusebenza noma amathebhu.
2. Cela kanye, bese ulinda imizuzwana engama-60-90. Ungathengi kabili i-Resend; Abathumeli abaningi bayalawula noma bahamba nge-throttle.
3. Trigger eyodwa ehleliwe resend. Uma kungekho lutho olufika ngemuva kwemizuzwana ~ 90, cindezela Thumela kabusha kanye bese uqaphe iwashi.
4. Jikelezisa isizinda bese uzama futhi. Uma bobabili bephuthelwa, dala ikheli elisha esizindeni esihlukile bese uzama futhi. Ibhokisi lokungenayo lesikhashana lilungile ekubhaliseni okusheshayo; Okwamanje ekufinyeleleni, ungasebenzisa ikheli elisebenzisekayo ngethokheni (bheka inketho yebhokisi lokungenayo lesikhashana bese usebenzisa ikheli lakho lesikhashana).
5. Gcina ithokheni ngokuphepha. Uma ibhokisi lakho lokungenayo lisekela ukuvulwa kabusha okususelwa kumathokheni, londoloza iphasiwedi kumphathi wephasiwedi ukuze ukwazi ukuqinisekisa kabusha kamuva ngekheli elifanayo.
6. Bhala ukuthi yini esebenzayo. Qaphela isizinda esigcina sidlulile kanye nephrofayili yokufika ebonakalayo (isib, "umzamo wokuqala wama-65s, uthumele kabusha ama-20s").

Amapulatifomu okudlala: Okuvame ukuphuka

Amaphuzu okuhluleka ajwayelekile ngezitolo zemidlalo kanye neziqalisi, kanye namasu okujikeleza kwesizinda asebenzayo.

Ukwehluleka kwe-OTP kwemidlalo kuvame ukuqoqa ama-spikes omcimbi (njengokuthengisa noma ukuqaliswa) kanye nama-throttles aqinile okuthumela kabusha. Amaphethini ajwayelekile:

Yini ephula

• Thumela ngokushesha kakhulu → ukucindezelwa. Iziqalisi zishaya indiva buthule izicelo eziphindwe kabili ngaphakathi kwefasitela elifushane.
• Ulayini / ukubuyela emuva. Ama-ESP okuthengiselana angahlehlisa imiyalezo ngesikhathi sokuthengisa okuphezulu.
• Umthumeli wokuqala obonwa + uhla olumpunga. Umzamo wokuqala wokulethwa uhlehlisiwe; Ukuzama kabusha kuyaphumelela, kodwa kuphela uma ulinde kuze kwenzeke.

Lungisa lapha

• Sebenzisa umthetho wokuthumela kabusha okukodwa. Cela kanye, linda imizuzwana engama-60-90, bese uthumela kabusha isikhathi esisodwa; Ungachofozi inkinobho ngokuphindaphindiwe.
• Shintshela esizindeni esiqinile sedumela eliqinile. Uma umugqa uzizwa ubambekile, jikeleza kwisizinda esinephrofayili engcono yokwamukela.
• Ungagcina ithebhu isebenza? Amanye amaklayenti wedeskithophu awabonisi izaziso kuze kube yilapho isibonisi sivuselelwa.

Uma udinga ukuqhubeka (ukuhlolwa kwedivayisi, ama-consoles omndeni), bamba ithokheni bese usebenzisa kabusha ikheli lakho lesikhashana ukuze ama-OTP esikhathi esizayo athunyelwe kumamukeli owaziwayo (bheka 'Phinda usebenzise ikheli lakho lesikhashana').

Izinhlelo zokusebenza ze-Fintech: Lapho ama-OTP avinjelwe

Kungani amabhange nezikhwama zivame ukuhlunga izizinda zesikhashana, nokuthi yiziphi ezinye izindlela ongazisebenzisa ngokuphepha.

I-Fintech iyimvelo eqinile kunazo zonke. Amabhange nezikhwama zibeka phambili ubungozi obuphansi nokulandelela okuphezulu, ngakho-ke zingahlunga izizinda zesikhashana zomphakathi ezisobala noma zijezise amaphethini okuthumela kabusha ngokushesha.

Yini ephula

• Amabhlogo wesizinda esilahlwayo. Abanye abahlinzeki benqaba ukubhalisa kusuka ezizindeni zesikhashana somphakathi ngokuqondile.
• Strictly DMARC / alignments. Uma ukuqinisekiswa komthumeli kwehluleka, abamukeli bangahlukaniswa noma benqabe umyalezo.
• Ukukhawulelwa kwesilinganiso esinolaka. Izicelo eziningi kungakapheli imizuzu zingacindezela ukuthunyelwa okulandelayo ngokuphelele.

Lungisa lapha

• Qala ngecebo lekheli elihambisanayo. Uma isizinda sesikhashana somphakathi sihlungiwe, cabanga ukusebenzisa ikheli elisebenzisekayo esizindeni esihloniphekile, bese ugwema ukuphinda uphinde uphinde
• Hlola ezinye iziteshi. Uma i-OTP ye-imeyili icindezelwe, bheka ukuthi uhlelo lokusebenza lunikeza uhlelo lokusebenza lokuqinisekiswa noma ukhiye wehadiwe.
• Uma udinga i-imeyili, ungasebenzisa iqhinga lokujikeleza kwesizinda ukugcina iseshini efanayo yomsebenzisi ingaguquguquki phakathi kwemizamo, ngaleyo ndlela ugcine ukuqhubeka.

Amanethiwekhi omphakathi: Amakhodi angalokothi ahlale

Indlela ukuthumela kabusha amafasitela, izihlungi zokulwa nokuhlukunyezwa, kanye nesimo seseshini kubangela ukwehluleka okuthule ngesikhathi sokungena.

Amapulatifomu omphakathi alwa nama-bots esikalini, ngakho-ke anciphisa ama-OTP lapho ukuziphatha kwakho kubukeka kuzenzekelayo.

Yini ephula

• Ukuthumela kabusha okusheshayo ngaphesheya kwamathebhu. Ukuchofoza Ukuthumela Kabusha kumafasitela amaningi kucindezela imiyalezo elandelayo.
• Ukukhushulwa / Ukubekwa okungalungile kwethebhu yezenhlalo. Izifanekiso ezisindayo ze-HTML zihlungwa ekubukeni okungezona i-Primary.
• Ukulahleka kwesimo seseshini. Ukuvuselela ikhasi eliphakathi nokugeleza kuphazamisa i-OTP elindile.

Lungisa lapha

• Isiphequluli esisodwa, ithebhu eyodwa, i-resend eyodwa. Ungagcina ithebhu yasekuqaleni isebenza; Sicela ungahambi kuze kube yilapho ikhodi ifika.
• Ungaskena amanye amafolda? Ikhodi ingase ibe ku-Promotions / Social. Ukugcina ukubukwa kwebhokisi lokungenayo bukhoma kuvulekile kwenza kufinyeleleke ngokushesha.
• Uma inkinga iqhubeka, jikelezisa izizinda kanye bese uphinda uzame ukugeleza okufanayo. Ngemvume yesikhathi esizayo, ikheli elisebenzisekayo liqeda isidingo sokushintsha abamukeli.

Ukuze uthole i-walkthrough, sicela ubheke lo mhlahlandlela wokuqala ngokushesha wokudala nokusebenzisa ikheli lesikhashana ngesikhathi sokubhalisa (bheka umhlahlandlela wokuqala ngokushesha).

Khetha isikhathi sokuphila kwebhokisi lokungenayo esifanele

Khetha phakathi kwamakheli asetshenziswayo futhi amafushane ngokususelwa ekuqhubekeni, ukusetha kabusha, nokubekezelelana kobungozi.

Ukukhetha uhlobo olufanele lwebhokisi lokungenayo kuyikholi yesu:

Ithebula

Uma udinga kuphela ikhodi esheshayo, inketho yebhokisi lokungenayo lesikhathi esifushane iyamukeleka (bheka inketho yebhokisi lokungenayo lempilo emfushane). Uma ulindele ukusetha kabusha iphasiwedi, ukuhlolwa kabusha kwedivayisi, noma ukungena ngezinyathelo ezimbili zesikhathi esizayo, khetha ikheli elisebenzisekayo bese ugcine ithokheni yalo ngasese (bheka 'Phinda usebenzise ikheli lakho lesikhashana').

Gcina ama-akhawunti asetshenziswe kabusha

Gcina amathokheni ngokuphepha ukuze ukwazi ukuvula kabusha ibhokisi lokungenayo elifanayo ukuze uhlolwe futhi usethe kabusha idivayisi yesikhathi esizayo.

Ukuvuselelwa kabusha kuyi-antidote yakho ethi "Angikwazi ukubuyela emuva." Londoloza ikheli + ithokheni kumphathi wegama lokungena. Lapho uhlelo lokusebenza lucela isheke ledivayisi entsha ezinyangeni kamuva, vula kabusha ibhokisi lokungenayo elifanayo, futhi i-OTP yakho izofika ngokubikezela. Lo mkhuba unciphisa kakhulu isikhathi sokusekela nokugeleza okukhuphukile, ikakhulukazi kuzo zonke iziqalisi zemidlalo kanye nokungena ngemvume kwezenhlalo okudinga ukuqinisekiswa kabusha ngaphandle kwesaziso.

Xazulula izinkinga njenge-pro

Ukuxilongwa kwedumela lomthumeli, uhlu olumpunga, nokubambezeleka kwendlela yeposi - kanye nokuthi ungashintsha nini iziteshi.

Ukuhlunga okuthuthukisiwe kugxile endleleni yeposi nokuziphatha kwakho:

• Ukuhlolwa kokuqinisekisa: Ukuqondanisa okungalungile kwe-SPF / DKIM / DMARC ohlangothini lomthumeli kuvame ukuhambisana ne-imeyili ehlukanisiwe. Uma uhlala uhlangabezana nokubambezeleka okude kusuka kupulatifomu ethile, lindela ukuthi i-ESP yabo ihlehlisela.
• Izimpawu ze-Greylist: Umzamo wokuqala uhlehlisiwe, umzamo wesibili wamukelwa—uma ulindile. Ukubuyekezwa kwakho okukodwa, okuhleliwe kahle yi-unlock.
• Izihlungi eziseceleni kweklayenti: Izifanekiso ezisindayo ze-HTML zifika ku-Promotions; Ama-OTP ombhalo ocacile ahamba kangcono. Gcina ukubuka ibhokisi lokungenayo kuvulekile ukugwema ukufika okulahlekile.
• Lapho ukushintsha iziteshi: Uma ukujikeleza kanye nokuthunyelwa kabusha okukodwa kwehluleka, futhi use-fintech, ikakhulukazi, cabanga ukuguqukela kuhlelo lokusebenza lokuqinisekiswa noma ukhiye wehadiwe ukuqedela inqubo.

Ukuze uthole incwadi yokudlala ehlanganisiwe egxile ekuziphatheni kokufika kwe-OTP kanye namawindi wokuzama kabusha, bheka amathiphu wekhodi we-OTP esisekelweni sethu solwazi (bheka thola amakhodi we-OTP). Uma udinga izingqinamba ezibanzi zesevisi (ukugcinwa kwebhokisi lokungenayo lamahora angama-24, ukwamukela kuphela, akukho okunamathiselwe), sicela ubheke i-FAQ yeposi yesikhashana ukusetha okulindelwe ngaphambi kokugeleza okubucayi (bheka i-FAQ yeposi yesikhashana).

Izimbangela eziyi-12 - Imephu Yokudlala / I-Fintech / Yezenhlalo

1. I-typo yomsebenzisi noma ukukopisha / unamathisela amaphutha

• Imidlalo:  Iziqalo ezinde kuma-launchers; Qinisekisa intambo eqondile.
• I-Fintech:  Kufanele ifane ngokuqinile; Ama-aliases angase ahluleke.
• Ezenhlalo:  Ama-quirks okugcwalisa ngokuzenzakalelayo; Hlola kabili ibhodi lokunamathisela.

1. Ukuvinjelwa kwewindi / ukukhawulela isilinganiso.

• Imidlalo:  Ukucindezelwa okusheshayo okusheshayo.
• I-Fintech:  Amafasitela amade; Imizuzu engu-2-5 ivamile.
• Ezenhlalo:  Ukuzama kabusha okukodwa kuphela; bese ujikeleza.

1. Ukubambezeleka kokulayini kwe-ESP / ukubambezeleka kokubuyela emuva

• Imidlalo:  Ama-spikes okuthengisa → ukubambezeleka kwe-imeyili yokuthengiselana.
• I-Fintech:  I-KYC iphakamisa imigqa.
• Ezenhlalo:  Ukuqhuma kokubhalisa kubangela ukuhlehliswa.

1. I-Greylisting kumamukeli

• Imidlalo:  Umzamo wokuqala uhlehlisiwe; Ukuzama kabusha kuphumelela.
• I-Fintech:  Amasango ezokuphepha angabambezela abathumeli ababonwe kuqala.
• Ezenhlalo:  Isikhashana 4xx, bese ukwamukela.

1. Idumela lomthumeli noma izinkinga ze-auth (SPF / DKIM / DMARC)

• Imidlalo:  Izizinda ezingaphansi ezingahambisani kahle.
• I-Fintech:  I-DMARC eqinile → ukwenqaba / ukuhlukaniswa.
• Ezenhlalo:  Umehluko womthumeli wesifunda.

1. Amabhlogo wesizinda esilahlwayo noma amabhlogo omnikezeli

• Imidlalo:  Ezinye izitolo zihlunga izizinda zesikhashana somphakathi.
• I-Fintech:  Amabhange avame ukuvimba ama-akhawunti alahlwayo ngokuphelele.
• Ezenhlalo:  Ukubekezelelana okuxubile ngama-throttles.

1. Izinkinga zendlela yengqalasizinda engenayo

• Imidlalo:  Umzila we-MX ohamba kancane unezela imizuzwana.
• I-Fintech:  Amanethiwekhi aqinile adlula ngokushesha.
• Ezenhlalo:  Izindlela ze-Google-MX zivame ukuzinzisa ukwamukela.

1. Ithebhu yogaxekile / Ukukhushulwa noma ukuhlunga ohlangothini lweklayenti

• Imidlalo:  Izihlungi zohambo lwe-HTML ezicebile ze-HTML.
• I-Fintech:  Amakhodi wombhalo ocacile afika ngokungaguquguquki.
• Ezenhlalo:  Amaphromoshini / amathebhu omphakathi afihla amakhodi.

1. Ukulinganiselwa kwesizinda sedivayisi/uhlelo lokusebenza

• Imidlalo:  Izinhlelo zokusebenza ezimisiwe zibambezela ukulanda.
• I-Fintech:  Isilondolozi sebhethri sivimbela izaziso.
• Ezenhlalo:  Ukuvuselela isizinda kuvaliwe.

1. Ukuphazamiseka kwenethiwekhi / i-VPN / i-firewall yenkampani

• Imidlalo:  Amasango okuthunjwa; Ukuhlunga kwe-DNS.
• I-Fintech:  Amasango ebhizinisi engeza ukungqubuzana.
• Ezenhlalo:  I-VPN geo ithinta amaphuzu obungozi.

1. Iwashi drift/ikhodi yokuphila ukungalingani

• Imidlalo:  Isikhathi sokuphumula kwedivayisi → amakhodi "angavumelekile".
• I-Fintech:  Ama-TTL amafushane kakhulu ajezisa ukubambezeleka.
• Ezenhlalo:  Ukuthumela kabusha kungasebenzi i-OTP yangaphambilini.

1. Ukubonakala kwebhokisi leposi/isimo senhlanganiso

• Imidlalo:  Ibhokisi lokungenayo alibonakali; Ukufika kulahlekile.
• I-Fintech:  Ukubuka i-multi-endpoint kuyasiza.
• Ezenhlalo:  Ukuvuselela kabusha ikhasi kuhlela kabusha ukugeleza.

Isiphetho - Umugqa Ophansi

Uma ama-OTP engafiki, ungakhathazeki noma ugaxekile "Buyisela." Faka iwindi lesibili le-60-90, ukubuyiselwa okukodwa, nokujikeleza kwesizinda. Qinisa izimpawu zedivayisi / inethiwekhi. Kumasayithi aqinile, dlulisela kumzila wesizinda wangokwezifiso; Ukuqhubeka, phinda usebenzise ibhokisi lokungenayo elifanayo nethokheni yalo—ikakhulukazi ukuqinisekiswa kabusha ezinyangeni kamuva. Qopha kuselula ukuze ungalokothi uphume lapho ikhodi yehla.